Germany · Finances

Blocked Account & Health Insurance for Germany

Germany wants proof that you can support yourself. That's where the blocked account and health insurance come in. Both must be sorted before your visa appointment.

How much do you need to block?

The required amount changes over time, but it is typically calculated as one year of living expenses. Always confirm the latest figure before you open your account.

Popular blocked account providers

• Fintiba
• Expatrio
• Coracle

What matters isn't just the amount—you should also consider processing times, refund policies and customer support.

Choosing the right health insurance

Students typically choose between public insurance (like TK, AOK) and private student plans. The wrong choice can become expensive if you plan to stay long-term.